First National Bank has a competitive array of products and services. Contact Us to get a rate quote on any product or service not listed below.

Interest rate and APY may change after account is opened. APYs accurate as of 05/13/2013. Fees could reduce earnings. Rates and fees may change without notice. Rate = Interest Rate. APY = Annual Percentage Yield

Kasasa Cash*

BalanceMinimum Required Opening DepositRateAPY
$0 - $20,000$100.001.98%2.00%
$20,000 and up$100.000.40%2.00% - 0.55%
If qualifications aren't met$100.000.10%0.10%


  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive eStatement notice
  • Be enrolled and log into online banking
  • Have at least one direct deposit, ACH auto debit, or bill pay post and settle