Skip to content

A lot goes into operating a business smoothly — including money. Have a source of funds available for specific seasonal needs, to boost working capital, or anything that could inevitably come up along the way.

Once established, your line of credit can be withdrawn at any time without the hassle of reapplying. Pay down your balance to clear up more available for use. Avoid headaches. Meet needs as they arise with an operating line of credit.

  • Competitively low rates for a wide range of seasonal needs:
    • Boost working capital
    • Expedite inventory purchases
    • Arrange for seasonal needs
    • Capitalize on trade discounts
    • Smooth out purchase/collection cycles
    • And more
  • Accommodating terms, custom-tailored to business's unique situation
  • Direct, anytime access to funds without reapplying
  • Revolving credit; as balance is paid down, more credit becomes available for use
  • Only pay interest on the part that's used
  • Optional credit life and disability insurance available
  • Helpful service, centered on your needs
  • Local decision-making and processing in Otter Tail County