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Take your business to new heights with our Rewards Visa® business credit card. Set limits for employees, track spending, and have the confidence of Visa right in your pocket — all while earning great rewards and enjoying competitive rates.

Talk to your banker today to apply for your 1st National Bank Rewards Visa.

  • Fixed Rates of 9.99%-15.99% with qualified credit*
  • 0% Introductory rate for 6 months with qualified credit*
  • Earn 1.5 points for each net dollar spent on purchases**
  • Free employee cards
  • Accepted anywhere with a Visa logo
  • Points redeemed for several valuable rewards:
    • Cash back
    • Travel
    • Merchandise
    • Statement credits
  • Access a log of your transactions and manage your card online

Disclosure Agreement 

*The zero percent introductory APR is based on credit worthiness and is valid for the first 6 months the account is open. It will revert to the standard APR assigned to your account at the end of the introductory period if you become more than 30 days late in paying your bill. The Purchase rate is 9.99%-15.99% The Balance Transfer Rate is 9.99%-15.99% Your Cash Advance rate is 19.99%. Your due date is at least 25 days after close of each billing cycle. We will not charge you interest on purchases if you pay the entire balance by the due date each month. How We Will Calculate Your Balance: we use a method called "average daily balance". See your account agreement for further information regarding how we calculate your balance. Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement. Complete Terms and conditions found in your Card Holder Agreement

**Rewards Program Rules: We will award 1.5 points for each dollar of net purchases (purchases minus returns/credits) charged to your account during each statement period. There is no limit to the number of points one can earn with a First National Bank of Henning, Ottertail and Battle Lake Visa card. Points will not be awarded to a cardmember for net purchases if your account is not open and current on the statement closing date. Points will not be awarded for cash advances. Points will be awarded to the primary cardholder and may be redeemed by an authorized cardmember on the account. Complete terms and conditions found on