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It's a wonderful time of year — make it even better with the funds you need for the holidays. Instead of applying for a high-rate credit card this season, apply for a lump sum loan with a special holiday rate.*

Purchase gifts, take the relatives out on the town, or be prepared for anything else the season may bring. Even enjoy fast, local processing so you can get on with your holiday shopping as soon as possible. It's easy to apply — get started online today!

  • Accommodating terms, custom-tailored to your situation
  • Single pay notes available to provide a one-time payment option
  • Optional credit life and disability insurance available
  • Make payments easy with our automatic payment options
  • Helpful service, centered on your needs
  • Local decision-making and processing in Otter Tail County
*Rate subject to change. To qualified applicants only. Limited time offer. Minimum loan amount is $3,000. $3,000 @ 1.99% for 12 months would be a payment of: $252.70/mo; $3,000 @ 2.99% for 24 months would be a payment of: $128.93/mo; $3,000 @ 3.99% for 36 months would be a payment of: $88.56/mo.