Make your timely mortgage payments pay off — use the equity you've created to finance a wide range of personal needs. At 1st National Bank, we'll help you transition your home's equity into collateral for a competitive-rate loan.

Make auto purchases, remodel your home, cover educational costs, and more. Repayment terms are structured to accommodate your unique situation. Best of all, the interest paid might even be tax deductible!

  • Utilizes your home's equity to secure financing
  • Competitively low rates for a wide range of short-term needs:
    • Auto purchases
    • Home remodel
    • Education costs
    • Debt consolidation
    • And more!
  • Accommodating terms, custom-tailored to customer's situation
  • Interest paid may be tax deductible*
  • Helpful service, centered on your needs
  • Local decision-making and processing in Otter Tail County

*Consult a tax advisor.