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You'll Love These

A Few of our Favorites

Rewards Checking

Earn your choice of cash rewards. And never pay monthly maintenance fees.

Credit Cards

Get rewarded for going shopping. Earn points for merch, travel, and more.

Mobile Payments

Discover a faster, safer way to pay. Available for Apple® and Android™ devices.

Personal Loans

From new textbooks to old transmissions, we're always ready to lend a hand.

Find Funds Fast

Home Mortgages

Trust your home’s financing to friendly lenders who live down the street.

Own Your Home

Business Lenders Who Really Care

We built our business on strong relationships. After 116 years, it's still paying off.

Partner With Us

0% Interest — All the Points

Pay 0% interest for 6 months with a new Visa® rewards credit card.1

Save & Earn

Local Banking Experts

Proudly Serving Ottertail County Since 1903

Your Team

About Us