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Have all the essentials you need to manage business expenses — including the means to eliminate the low monthly fee.

Key Features

  • Debit Card
  • Earnings Credit1
  • Digital Banking
  • Ideal for businesses with low to mid-size transaction volumes
  • No minimum balance requirements
  • Low $3 monthly service charge
  • Earnings credit used to minimize or even offset monthly fees1
  • Unlimited check writing
  • Free digital banking
    • Paper statements available at a $3 monthly fee (eStatements are free)
  • Free Visa® business EMV debit card
  • Cash management services available
  • $100 minimum deposit to open

Samantha Bottko

Samantha Bottko

Customer Service Representative

Email Samantha
Main Office: Battle Lake
Joined FNB in 2014

Heidi Hansen

Heidi Hansen

New Accounts / Internet Banking Representative

Email Heidi
Main Office: Henning
Joined 2016

Nicole Lohse

Nicole Lohse

Customer Service Representative / Social Media Administrator

Email Nicole
Main Office: Ottertail
Joined FNB in 2014

1Earnings credit issued based on average balance.

Local Banking Experts

Proudly Serving Ottertail County Since 1903

Your Team

About Us