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Get paid for those shopping sprees. Earn up to $108 in cash back on debit card purchases every year.*

Key Features

  • Cash Back
  • ATM Withdrawal Fee Refunds*
  • Debit Card
  • Digital Banking
  • Free checking that pays you to shop
  • 3.00% cash back on debit card purchases*
    • No category restrictions on purchases
    • Cash back earned on up to $300 in purchases monthly
    • Earn up to $108 cash back per year; $9 per month
  • Unlimited refunds on ATM withdrawal fees, nationwide (up to $4.99 per transaction)*
  • No minimum balance to earn rewards
  • No monthly service charge
  • Free digital banking
  • Free Visa® EMV debit card
  • Unlimited check writing
  • $100 minimum deposit to open

Bank Your Way to Rewards

Enrollments must be in place and all of the following transactions and activities must post and settle to your FNB Cash Back Checking account during each Monthly Qualification Cycle:

  • At least 1 direct deposit, ACH payment, or bill pay transaction
  • At least 15 debit card purchases
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

So easy. If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account. Plus, you can get back to earning your rewards the very next month.

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*Minimum to open is $100. When monthly qualifications are met, you receive 3% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $9 per monthly qualification cycle. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed up to $4.99 per single transaction and credited to account on the last day of monthly statement cycle. Transfers between accounts do not count as qualifying transactions. Limit one FNB Rewards checking account per SSN.

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