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Tempted to spend? Lock up your savings in a CD, where it will earn guaranteed returns over a set term.

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Key Features

  • Competitive, Fixed Interest
  • Wide Range of Terms
  • Automatic Renewal
  • Guaranteed Returns
  • Fixed interest, higher than regular savings accounts
  • Rate increases along with the length of the term
  • More guarantee than other risky investments
  • Wide range of terms available (from 3 months to 5 years)
  • Subject to penalty upon early withdrawal
  • Renews automatically upon maturity
  • $500 minimum deposit to open

FDIC insurance doesn't have to stop at $250,000. CDARS offer full FDIC insurance for all CDs over $250,000. Plus, we handle the management of your CDs on our end. That way, you gain better rates and peace of mind without inheriting the workload to match.

  • Earn competitive rates, higher than regular savings, which may compare favorably with other investment alternatives
  • Greater security; multi-million dollar FDIC insurance coverage
  • Convenience; everything is managed internally by 1st National Bank:
    • One interest rate
    • One regular statement
    • One year-end tax form
  • Flexible maturity periods available
  • Helps support lending opportunities within your local community

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