Skip to contentHome Mortgage Loans
- Competitively low rates for purchase, refinance, or construction
- Second home, lake home, and cabin financing available
- Low to no down payment options
Learn MoreHome Equity Loans
- Utilizes your home's equity to secure financing
- Competitively low rates for a wide range of short-term needs:
- Interest paid may be tax deductible1
Learn MoreHome Equity Line of Credit (HELOC)
- Utilizes your home's equity to secure financing
- Only pay interest on the part that's used
- Direct, anytime access to funds without reapplying
Learn MoreConstruction Lines of Credit
- Competitively low rates for ongoing construction projects
- Lenders with experience in the local real estate market
- Helpful service, centered on your needs
- Local decision-making and processing in Otter Tail County
Learn More